Universal Insurance
Simplified Emission Individual Life Insurance

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In the event you pass away, are your loved ones protected? You can acquire valuable protection to secure your future through individual life insurance that, during the selected term, grants a death benefit in the event of death. There is no need for you to purchase funeral pre-arrangements products, and there are no limitations on selecting the funeral home of your choice, under the benefit.

  • Leveled Premium*
  • 10-, 20-, or 30-year terms
  • Only 5 Medical Questions to Determine Eligibility
  • Does not require proof of health or medical exams
  • Maximum Benefit: $250,000.00**

*The premium is calculated at the time of your initial enrollment, and it will not change for the duration of the selected term of your insurance.

** The maximum amount is subject to the current age of the proposed insured, at the time of purchase

Optional Benefits

  • Accidental Death Benefit: The insured can purchase up to two (2) times, the basic amount of insurance, up to a maximum of $250,000 benefit.
  • Premium Payment Relief: the company will exempt the insured from paying the premiums of the policy; after the insured is declared as being totally disabled for more than 6 consecutive months.
  • The Disability must occur while the insured is under the age of 60.

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