Horizon

Pre-ARRANGED Funeral Insurance

• To prevent your loved ones from incurring additional expenses and worries, this program allows you to obtain insurance coverage for the final expenses at the time of the insured’s death.
• It is life insurance based on a "Whole Life" policy.
• This program allows planning for future funeral service expenses.
• Rates are guaranteed (these do not increase during the initial term).
• Benefits are not reduced over time.
• The coverage under the plan will never be canceled.

We have two types of policies available:

• Immediate Full Benefits Coverage
• Limited Benefits Coverage - in this type of policy during the first 24 months of coverage, the death benefit will be equivalent to all premiums paid plus 5% interest. After 24 months of coverage, the death benefit will be the total of the inflation-adjusted amount described in the policy.

Accidental Death:

In both types of policies, it covers the accidental death of the insured immediately, only if the insured has kept the policy in force through the payment of premiums.

• Coverage is available, after the first anniversary and for the next 19 years.

• The amount of insurance will increase in proportion to the consumer price index,

• Up to a maximum of six percent (6%) per year.